Credit & Debt
Credit allows you to do things like secure loans or buy a car, but you need to understand how credit really works so you don’t get into trouble by having too much debt.
VISIT THE LEARNING LAB
Credit cards can be costly if mismanaged, but are valuable for building or improving credit. Learn how to manage them responsibly.
Why You Should Pay More Than the Minimum Balance on Your Credit Card
If you don’t pay your bill in full, you are charged interest. That’s how people get into credit card debt.
Credit Scores & Reports
Credit can have a big impact on your life. Learn how credit is measured and how it impacts your financial goals.
Climbing out of debt requires a plan. Learn how to use your budget to pay off your debt.
Set Your Calendar for Good Financial Health
Review your credit report at least once a year. Learn how to get a free report from the credit bureaus.
Buying a car is a big decision. Take a look at some resources to guide you through selecting and buying a car, and applying for a loan.